Newly married and recently bought our own home. I want to get a handgun for a few reasons. 1) I want to gain some experience with firearms 2) I would like to go to the shooting range occasionally to shoot some rounds. 3) I'd like to have something in the event that someone broke into the house. I can spend no more than $500 total (tax, cleaning kit, ammo etc...) as my wife is very hesitant to have a gun in the house in the first place, let alone the expense. I am seriously considering a brand new Ruger P95 9mm. I also looked at a Taurus 24/7. The Ruger is $349 at the shop and the used Taurus 24/7 is priced at $399. I would just like some thoughts for or against the models mentioned above, or if there are any I haven't thought of that you would recommend, i'm all ears. Please don't tell me to spend more, as I really am not in a position to do so. Thanks in advance.