panasonic fz10 12x optical zoom, waiting on my 512 mb memory card to arrive. I must say i was thinking about returning it based off of the sample photos submitted by "professional" photographers. They sucked. I thought it was going to be an issue with camera quality, upon using it however, it's not the camera, it's the photographers. Thing takes good high quality photos when configured correctly, using custom white balance (white card calibration) and ample lighting conditions. The built in flash does not white out everything (assuming you have calibrated the custom white balance setting) and auto focus is fast , and quiet, and accurate for the most part. loaded with features, powerful ZOOM (400 mm optical equivalent for slr) I love it.