Who here has a VA loan? I'm looking to buy a home at the end of my budget, but its underpriced, in an very nice neighborhood and a very nice home -- needs some shutters though. Any tips on getting approved at a higher amount? I'm about $20,000 shy of what I need for the loan. just when I'm getting ready to buy my BAH goes down $50/m. With the 2.2% raise we all got, it negated by the fact that the BAH went down.