A&P to people buying a new digital camera soon

Discussion in 'Lifestyle' started by MelloBoy, Jan 31, 2005.

  1. MelloBoy

    MelloBoy New Member

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    there's one thing that's important that most people don't even notice about their credit card plans (atleast for VISA).

    VISA offers, free of charge, the following:
    1. 30 or 60 day price match guarantee (don't remember which)
    2. extended warranty (double the mfg warranty)
    3. theft protection
    4. extended warranty (the unconditional warranty one...not free, but discounted)

    check your agreements and it should be mentioned in there. this is evident on my bank of america visa check card agreement as well as my associates (now citibank) visa card.

    i paid $850 for my digital rebel last year, found it for sale onlie for $750 in stock, and recieved a $100 refund from visa. my warranty was doubled as soon as i filled out information and 6mo. AFTER i bought the camera, i recieved an offer to buy a 5 year extended warranty program (unconditional) for $75. Your purchase is also covered for the full price if it's stolen (as long as it's not under mysterious circumstances)

    So, just look at your credit card plans or what not and it might be a nice way to knock off a few dollars on your purchase price.

    melloboy
     
  2. Tomash

    Tomash Active Member

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    Cliffs on how to use that?
     
  3. EE CUMMINGS

    EE CUMMINGS aka RobHuang

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    you bought it last year as in december?
     
  4. Scream_Phoenix

    Scream_Phoenix Handsome Boy Model

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    buy the camera with your credit card :dunno:


    check with visa for more details, i think some of the basic cards dont have all the features of the higher end cards...
     
  5. MelloBoy

    MelloBoy New Member

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    it's one of those things not many people are aware of. hell, i wouldn't have known about it if a friend didn't tell me to check and my parents weren't aware either.

    price match:
    you pay by visa
    you find it for a lower price later
    you photocopy or print the ad
    mail it to visa after making a call and recieving a claim number
    you recieve a refund (i got mine via cheque)

    double warranty
    you pay by visa
    file an online warranty application
    send in copy of reciept (to verify date of purchase)
    you can check your warranty status online (approved or not)
    once approved, warranty is extended from 1 year to 2 years (for cannon digital rebel)

    Extended Warranty
    you pay by visa
    recieved a letter 6 mo. after filing normal extended warranty (or request it)
    $75 for 5 year extended warranty (the pricing scale looks like it changed though)
    pay, you're covered for 5 years...but you can't throw it on the ground or what not lol

    for the extended warranty, i'm not sure if they send it typically, or if it was because it was my first online record with visa for the double warranty. the nice thing about the extended warranty for a fee is, you don't have to buy it when you buy the camera :)

    atleast for BoA, the warranty is on both their gold and platinum cheque cards (gold is the normal one, platinum is for people who spend more often on the card or something)

    the price match is only on the platinum cheque card

    not sure about citibank, though

    melloboy
     
  6. BlackWRX02

    BlackWRX02 OTs Cingular Guru

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    will this work with visa debit card or only for true credit cards?
     
  7. MelloBoy

    MelloBoy New Member

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    ask your bank
    both of the Bank of America visa cheque cards (same as visa debit card) have the warranty feature. the platinum BofA visa cheque cards have the additional price match guarantee feature

    i'm sure it differs from bank to bank

    Associates card (now citibank) has it in my terms of agreement, but citibank is a shady institution so i can't be sure of it now..and i prefer not to use citibank...don't like them much

    melloboy
     
  8. Tomash

    Tomash Active Member

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    Does it work if I use my VISA debit card?
     
  9. BlackWRX02

    BlackWRX02 OTs Cingular Guru

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    :uh:
    see two posts up :fawk:

    my debit is BOA, i'll have to check it out!
    thanks for the tip!
     
  10. Hua

    Hua AZN photographer crew

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    Thanks for the tip, I have a Platinum Visa card with MBNA.

    Here is the info off their site:

    Maximum Security

    -Absolute Fraud Protection

    -Premium Buyer's Protection—covers your purchases against theft or damage and doubles the manufacturer's written U.S. warranties for up to one full year on most purchases.

    -Automatic Purchase Protection—for up to 90 days

    https://wwwn.mbnaworldpoints.com/WCapp/Ctl/display?CV_page=features/benefits.jsp
     
    Last edited: Feb 1, 2005
  11. Tomash

    Tomash Active Member

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    Just sent my bank's customer service department an E-mail.
    Hopefully they'll explain it so I can get a 300D for the price some of those shady NY stores are listing.
    :x:
     
  12. Tomash

    Tomash Active Member

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    Lowest price on pricegrabber.com = $674.90 for a 300D kit.
    :x:
     

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