SRS SPENDaholics / SHOPaholics

Discussion in 'On Topic' started by Kim, Jul 12, 2006.

  1. Kim

    Kim New Member

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    I am one. I don't know anymore what to do...
     
  2. 19Godfather86

    19Godfather86 New Member

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    Only carry cash, and only enough for what you need to buy that day. Seriously, no cards. It might not be that easy, but it might be a start.
     
  3. Scolecite

    Scolecite New Member

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    time to work on yourself and not identify with what you buy or wear or drive or do for a living.
     
  4. HardTech

    HardTech hungry

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    be happy with what you have. Only buy things you need, or once in a while buy yourself something nice.

    I haven't purchased a clothing item in many months, but I need new shoes so I've been thinking about buying them. That means I'll probably buy them in like 2 or 3 months.

    All of us have our hobbies and enjoy spending money on our hobbies... but when you spend a lot of money just to keep up and buy clothes when you already have a lot, just try to think if what you get out of that is worth spending thousands and thousands of dollars.
     
  5. samonkahonk

    samonkahonk New Member

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    yea...like once i went to a strip club and i reaaaaaaaaally wanted to get more cash but i wisely left my debit card in the glove box. This method works very well imo.
     
  6. deusexaethera

    deusexaethera OT Supporter

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    I buy everything on credit. To me, cash is free; I have it, it's mine, and if I spend it it doesn't matter. Buying on credit, on the other hand, means that someone else gets to own me for the next 25 days. Therefore, I always buy myself back from the credit company every month, in full and right on time.

    I avoid buying tons of crap by spending months at a time (NOT constantly, mind you) figuring out exactly what my needs are and what options are available. I've spent a year and a half figuring out exactly what I would use a laptop for; pants, on the other hand, are somewhat easier -- it only took me two weeks to figure out that Levi's SilverTabs are still the most comfortable jeans I can buy. And then I bought them. The laptop is still on the waiting list.

    Knowing EXACTLY what you need and what product(s) will meet that need the best is a good way to keep from buying 31 flavors of everything. It also helps to have to work ten hours a day to pay for all that shit; it gives you a good sense of how much of your life you're wasting if you throw your money away.
     
  7. i killed tupac

    i killed tupac New Member

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    call somebody first.
     
  8. Coottie

    Coottie BOOMER......SOONER OT Supporter

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    I would suggest getting some books by Suze Orman. She deals with the emotional connections we all have with our money. She also has a TV program on MSNBC and it's awesome.

    Many people, with good financial advice, simply miss the emotional connections. Suzy is one that doesn't.
     
  9. tidalxwave

    tidalxwave WWKD? OT Supporter

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    I have money in two banks, however i only have one debit card and checks only for one bank. Prevents me from transferring funds back and forth so easily if funds in on bank goes low.

    Also, I try to lock up excess money into CD accounts. Because those are at least 8 months, then you would have extra cash lying around that you're tempted to spend.

    Just Lock up the cash is so its not liquid, then you'll be a lot better.
     
  10. YourMomOnRyeBun

    YourMomOnRyeBun New Member

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    Very interesting spin on the issue. I never thought about it that way. As long as your fear of being "owned" outweighs your desire to buy, YOU WIN!
     

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