I recently bought a Sirius hook up for my car navigation and plan to have it installed next Monday. However, I just came across this article: http://blogs.computerworld.com/satelite_radio_the_end_is_near_0 It says that Sirius/XM will file for bankruptcy. I was initially going to by the service for 3 years to the get this discount, but now I'm not sure what to do. Should I: 1) Buy the 3 year service with the biggest discount and hope they dont' shut down completely 2) Buy it on a month by month basis so if they do shut down I won't be out those subscription fees. 3) Try to return the hardware and get my money back.