Not sure if this is the right place, but sawthe debt management at the top and thought I'd give it a try. We are refinancing our mortgage to consolidate our debt. When I talked to the broker, we just talked about our second mortgage, roof loan and credit cards. The last time I talked to him today,he had addedmy 10k left on my car loan in with it. I have 3 years left on my car loan and am a little hesitant to add that into a 15 year mortgage. Pros and cons of this? Anyone done this before?