Payment plans.

Discussion in 'OT Technology' started by Barbie™, Sep 4, 2008.

  1. Barbie™

    Barbie™ New Member

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    Do you have to apply for their card to get a payment plan or what?

    I am a student and I wanted to get the Mac with the free iPod before the offer is up on September 15th and I wanted to do their payment thing [it usually says "as low as $___ a month!" under the products].

    Anyway, their interest rate is horrible on the card they offer so I was wondering if there was another way?

    Thanks :)
     
  2. xenon supra

    xenon supra OT Supporter

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    Don't buy something you can't afford :dunno: ?
     
  3. TheWeasel

    TheWeasel Guest

    :werd: Some stuff I think you can do it with but computer shouldn't be one of them. Save your money until you can buy it.
     
  4. Barbie™

    Barbie™ New Member

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    You know, I agree 100% with that statement... but I am a college student.

    Many people take loans out to go to college that can't "afford" at the time. What if my major requires a Macbook? What would I do then?
     
  5. Barbie™

    Barbie™ New Member

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    I guess I could go without it, you're right, but I'm just seeing what my options are.
     
  6. JGAC

    JGAC Vin Diesel is.... OT Supporter

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    Its doubtful your major requires a mac.

    If you want to finance you can use their credit card but I don't know the chances of you getting approved for it as a student.
     
  7. dorkultra

    dorkultra OT's resident crohns dude OT Supporter

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    that credit card sucks. i got it when i bought an ipod, because i only had one other credit card at the time and it had a $500 limit. i signed up for the card, the charge was supossed to be billed to this new card but it never was. i had to use my other card to complete the order

    2 weeks later i get this card and i have used it maybe 1 or 2 times. the rate is like 19.99%. however i had a 705 credit score at that time. i have a credit score of 768 now.

    it just sits in my box right now. its kind of cool, it's all white and says juniper
     
  8. The1Ash10

    The1Ash10 Active Member

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    if your school is worth a damn, they will have labs FULL of macs. We have several media production labs that are open to all students. I find it hard to believe that you need a macbook for school.
     
  9. assclown

    assclown Active Member

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    Mine did, but the school also distributed Macs to all students at a discount (part of tuition) :hs:
     
  10. JGAC

    JGAC Vin Diesel is.... OT Supporter

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    What major?/school?
     
  11. Barbie™

    Barbie™ New Member

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    Actually quite a few majors here require them here. Everything from Journalism to Interior Design require them. Our Nursing program requires a certain type of laptop as well, but it's not a Mac.
     
  12. Barbie™

    Barbie™ New Member

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    Interesting, lol. The interest rate sucks though, lol
     
  13. JGAC

    JGAC Vin Diesel is.... OT Supporter

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    wow, didn't realize it was like this.:o
     
  14. Barbie™

    Barbie™ New Member

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    Yep, we have labs. I was able to access the one that was full of Macs when I was in a graphic design course. I'm not sure if it's open to the whole student population, but we do have a few other iMacs in other labs
    As for laptops, a few majors require them. You can get financial aid for it, too.


    Lets bet back on topic, though... I am asking about the financing for Apple... What programs do they have for that? Can anyone get the monthly payment plan? I haven't really gotten an answer yet.
     
  15. Barbie™

    Barbie™ New Member

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    Yeah, my good friend is a journalism major and she just entered her senior year and they told her that she had to get one, or couldn't continue in that major. lol.

    She had to get a macbook pro, too, for video work.
     
  16. Barbie™

    Barbie™ New Member

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    I wish ours was included into our tuition, haha.
     
  17. JGAC

    JGAC Vin Diesel is.... OT Supporter

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    From what I understand their "financing" was just their credit card Juniper.

    You could get any other credit card and use that if you had the limit for it.
     
  18. Barbie™

    Barbie™ New Member

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    Thanks. That's what I thought...but I wasn't sure.
     

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