Is it worth the extra $123 to get a 3.0 instead of the 2.6. And the computer I'm looking at comes with 2 maxtor 60 gig hd set up in raid 0. Now I know that is supposed to be faster, but I've heard that my chances of loosing all my data is increased. So is it better just to have get the two drives and tell them not to set up the raid 0? The system is going to be mainly used for gaming, internet, and occasionaly a photochop.