Im 25 years old and really have nothing to show for my age. I have made some stupid decisions in the past financially, and im now seeing the ill effects of bad pay history. I am currently $1400 behind on my truck payment, and is in the collection process. I am being threatened into going into repossession. I have arranged payments to be done scheduled for over the next month. I am patiently waiting for my stimulus check to deposit as i have yet to see it. Its starting to scare me that i may not be able to pay the 500 by friday and my truck could go into repo. I just started a new job with a major cable corp. and i am in my 4th week of training. I have decided to go with this job as they will pay for schooling as well as offer excellent benefits even though the pay isnt the best, its a good solid job with a good future. I got into this situation after i had moved from factory work to a new career in the mortgage business, which didnt pan out. So i applied and got the job with the cable company as a technician so i can get back on a fixed income. i am currently living with one of my good friends, who graciously lets me rent out one of his rooms for 400 a month total. I feel so bad most of the time, because sometimes i cant cover rent. i always end up paying him when i do get the cash though. So with the current situation i plan on moving out of the house and back in with my mom. It sucks, but what can ya do? Some people have it worse you know? I just feel depressed, as i dont have the money i need to save my credit, pay my roommate, keep my truck out of repossession,....etc... why does fucking money mean so important to me? it makes me depressed when i dont have it, and i dont want that. i hate being materialistic like that. i want to be comfortable again with my financial situation. i am looking for a part time job on the weekends to help myself out. But no restaurant is willing to hire me due to my availability. Id get a job as a pizza delivery guy but i drive a V8 ford pickup and the gas would kill me. Any tips on possible part time jobs? Ways of dealing with credit issues? Can i restructure a loan that i owe more than the car is worth? Tips on life? How to not let money bother you so much? I just dont feel successful and my confidence with women has dwindled a bit. i dont want to sound like a whiny bitch, but i feel like i needed to vent and get this off my chest as this has been sitting on my mind for a long time. At night i stay awake nervous as i feel like im not going to succeed. I fear that in the morning my ride to work, will have been repossessed. Its a stupid thought, but i fear it. Cheer me up ot.