Hey guys, seeing as this is more of an on-topic site than the regular forum, I figured I'd lay it all out on the line here without risking the barrage of comments from the goons! I don't want to risk sounding smug, but I'd just love to hear some ideas you guys might have for my future. I'm 20 years old, and I'm doing pretty decently financially! I just sold a house, and I'm going to be moving back to live with my parents for a while. Rent is going to be minimal, so I'll basically be getting a huge influx of cash that won't be going to bills or payments or ANYTHING. I'm wondering what the ideas of some of the older people on this board are, and how I can maximize my situation right now. Cliffs: Debt-free, 20 years old, influx of cash is good, wanting to prepare for the future...needing new and insightful ideas from elders.