Mass insurance on 95-99 M3 or Mcoupe

Discussion in 'OT Driven' started by strangerthanfiction, Nov 24, 2004.

  1. strangerthanfiction

    strangerthanfiction New Member

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    Location:
    Massachusetts
    Can anyone out there clue me in on roughly how much Im going to pay.

    city its insured in?
    year?
    model?
    step level?
     
  2. tenmeikanoh

    tenmeikanoh New Member

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    I have 99 M3, but I don't know what "mass insurance" or "step level" means...
     
  3. Depends on age. You're lookin at 200+ a month
     
  4. strangerthanfiction

    strangerthanfiction New Member

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    Location:
    Massachusetts
    MASS = massachusetts
    damn state sux for car insurance, regulated crap
     
  5. KeeperOfAcheron

    KeeperOfAcheron I dub thee Sir Phobos, Knight of Mars, beater of a

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    If you lived in the west I could give you a idea, but I really don't know how rates go over there.
     
  6. integraMAHxC

    integraMAHxC New Member

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    i wanted an 3 series for my first car in Mass. it was gonna be like $3800 a year. now i live in RI and for 1/2 a year they want $3100 for an integra, even though in mass i pay $2800 for a full year, such bs
     
  7. tenmeikanoh

    tenmeikanoh New Member

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    Are rates really high all over in the NE? I work with BMWNA in Jersey and the guys say the insurance I pay for my M3 in Illinois is what they'd pay for a Civic.
     
  8. strangerthanfiction

    strangerthanfiction New Member

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    Location:
    Massachusetts
    No just, MA. NH, VT, ME, are really really low. NJ and MA are highly regulated.

    i have a 97 maxima with 175k miles that was totalled in an accident, so it's technically worth $500 on paper. I pay $1400/year for a basic coverage. Pretty outrageous.

    Before my car was totalled, it was worth about $6-7k on paper, and with a full coverage I was paying $2400/year. Mass sux for insurance, big time.
    In mass we have a step system, 9 is the lowest (safe driver) up to 20 (unsafe driver) or so.
    I am a step 14, since I got nailed with 3 step points for a major collision that was my fault. So I was a step 11 (really low) and paying $2400. You drop one step each year you go without an incident, tickets being increase of 1-2 steps. Also, with each incident you get nailed with surcharges that last for 7 years per incident....

    I'm going to call the insurance agent and look into insurance on these cars:

    1995-1999 M3
    2001 2002 M3
    1999 M Coupe
    2001/2002 M Coupe
    2000ish Z06

    I'll be looking at prolly $3000 or so. Surprisingly, i think the late 90's M3s are about the same as late 90's maximas. No idea why.
     
  9. BlMMERGUY

    BlMMERGUY New Member

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    they dont call it Msurance for nothing! its usually at least 25% more than the regular models just cuz theyre high performance. 21-22 has a price drop on insurance buddy check it yellowjacket
     
  10. Jajibaji

    Jajibaji Remember, the enemy's gate is down.

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    Back in 2002:
    1995 M3, 32 yo, no tickets/accidents, So. Cal, about $1k/year, AAA

    Not that its going to help you out in Mass, but I thought I'd share.
     
  11. Esp69st

    Esp69st Who's talking about OIL... bitch you cooking

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    let me tell you I live in mass.. and own a 02 vr6 good drivers record... and I pay $2400 just for my car... I live in boston tho, if you live outside boston you'll be saving $900 to $1000.
     
  12. spiff56747

    spiff56747 New Member

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    stop getting into accidents?

    I got a 98 maxima, I pay 1100 per year full coverage, living in brookline
     
  13. vvnguyen1981

    vvnguyen1981 New Member

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    -1997 M3/4
    -Age 23
    -Wisconsin
    -3 points against me currently.
    -American Family Insurance
    -209/month
     
  14. antaneus

    antaneus Home sweet home!

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    I own a 92 accord with over 300K on it. When I lived in boston it was $2200 per year.
    I moved to Ware, MA and my insurance dropped $1200. Insurance in this state is a
    crock. Insurance lobbyist literally suck legislature dick on the regular and thus rape us
    with premiums.
     
  15. CoOkieS

    CoOkieS New Member

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    can someone give me an estimate? im lookin to purchase one when im about 17.
     
  16. pl_silverado

    pl_silverado OT Supporter

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    with a clean record, and under your parents name with you as a registered driver, roughly 150-250.....i was paying 175 i think......now with 3 points, 1 accidnet, and 2 tickets, i dont even wanna know. :ugh:
     
  17. zaink

    zaink OT Supporter

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    if an m3 is on your name man its going to cost alot.. my 328i is on my name (im 17) and im paying close to 220 a month
     
  18. pokpok

    pokpok New Member

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    its the other drivers that gets your insurance all fucked in massachusetts...

    trust me...I KNOW.
     

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