WEB How not to pull off credit card fraud..

Discussion in 'OT Technology' started by crazybenf, Apr 15, 2008.

  1. crazybenf

    crazybenf Active Member

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    Had an afill signup on one my sites this morning.

    Initial hit was from Tampa, FL IP address.

    Code:
    XXXXXX66X   	    	Captured/Pending Settlement   	 15-Apr-2008 12:07    	 Rodriguez, Henry   	 M   	 XXXX4025   	 29.95   	    	    	 29.95   	
    XXXXXX37X 	  	Declined  	15-Apr-2008 12:03  	Rodriguez, Henry  	V  	XXXX8003  	29.95  	  	  	29.95  	
    XXXXXX85x 	  	Declined  	15-Apr-2008 12:02  	Rodriguez, Henry  	V  	XXXX1841  	29.95  	  	  	29.95  	
    XXXXXX42x 	  	Declined  	15-Apr-2008 11:58  	Rodriguez, Henry  	V  	XXXX9006  	29.95
    
    Card XXXX9006 Billing address: Laurel, MD
    Card XXXX1841 Billing address: Wisconsin Rapids, WI
    Card XXXX8003 Billing address: Cedar Rapids, IA
    Card XXXX4025 Billing address: Brunswick, GA

    Customer Name was Henry Rodriguez on the form.
    CC Holder Name was Henry Rodriguez on first 3 attempts, then Kathryn L. on last.

    Gee. I wonder if that's fradulent. :rofl:
     
  2. Jesse

    Jesse PSN: iamajesse; XBL: Inhale My Rod; G8 GT crew; Ne OT Supporter

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  3. rwdftw

    rwdftw Guest

    did you catch it or did your payment processor flag it?
     
  4. crazybenf

    crazybenf Active Member

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    I caught it. I watch all of my incent. campaigns like a hawk.
     
  5. rwdftw

    rwdftw Guest

    more details?

    Am I correct to assume that this is what happened:

    a) you have a site www.nakedwhores.com
    b) you have an affiliate program, 10% for referring people
    c) scammer A logged in and registered 4 accounts to get the 10% with stolen credit cards
    d) your processor blocked 3 of them, except for 1.
    e) you opened up your report at your merchant processer and saw this

    Are you going to delete the original that got approved?
     
  6. crazybenf

    crazybenf Active Member

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    The original that got approved was fradulent as well. Notice the CC Billing addr is GA, but the IP hit was from FL? Also, the Names don't match.

    Not quite on the scenario. I have a site that promotes a monthly service plan. This item is promoted on a few affil sites (copeac, maxbounty, azoogle, etc)

    I allow incentivized traffic (campaigns for incent & nonincent to keep it separate), so I get a SHIT load of fraud orders.

    99% of people in here are the affil publishers. This is about the other side of that coin.. being the advertiser/merchant that have sales generated FOR them.

    For fraud detection, my signup process will email us if the Customer Name & CC holder name do not match up. It doesnt automatically kick it, just to get a better look at the order.
     
  7. rwdftw

    rwdftw Guest

    do you then deny it manually?
     
  8. crazybenf

    crazybenf Active Member

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    Nah. Just wait for the chargeback from the CC company. Not all of them will be charged back, and it's literally throwing money away if I did...
     

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