I am not used to sharing personal things with other people, so this will be interesting for me. I have been dating a girl for about 2.5 years. I am 26, she is 23. We generally get along well, with the exception for life goals and financial planning. I have worked pretty much my whole life and am working hard to save up money for my future. ie: a house, possibly a new car, to survive when our economy really hits rock bottom! Her attitude toward working is a lot more relaxed. If she has xx dollars of bills a month she will only work just enough to pay those bills. I pay all my bils on time, she always waits till the payment due date or later... I have tried to kindly bring up these concerns with her numerous times with little response. Her typical response is "I will pay it tomorrow" (which becomes perpetual) or "Sorry, I was brought up this way". I know I should not worry about her financial situation, but her poor planning skills really bother me. Don't get me wrong, I don't want to change her, but on the other hand I don't want to spend the rest of my life with someone who can not manage/understand money. I guess I am posting this to hear fedback from peers and maybe even other people who have been though something similar before.