Im 23 now with no education pass high school. i have a pretty bad record and with that i probably wont go any farther with schooling. I am although attending community college and taking a business intro class and english. i feel it might learn something from taking some classes but probably wont go for any degree. i still live at home. school. i feel out of place sometimes. with all these immature 18 year olds around, i feel like i dont belong. i do like my classes very much and feel im learning something from them. but i just feel too old around these kids.. and when people ask me what i want to do, i say i dont know. i really dont. i might continue on after this semester, but i might not. do you think im out of place? how bout going to community college and taking kiddy classes at age 24? work/career. i work hard physically in the sun.. no shade for 6-10 hours a day. its a killer but i think i could live. i pretty much have a dead end job making enough money so i dont want to quit and find another, but not enough for my spending habits. this job is stable but you can loose accounts for nothing and there goes a day or 2 of work for you.. you can always find other accounts tho. i have no motivation. it seems like im someones bitch. although its 50% of the sales commission and i could make $200-$300 if i really try and hustle, i dont have any motivation anymore.. i just make enough to make my boss happy.. about $150 a day and go home. i dont work as hard but i take my time and do it right.. which i usually missing things or dont do that good of a job when making that $200-$300 a day. i just feel i should be doing a better job, to keep these accounts and make them happy. i dunno.. its really satifying to me knowing i did one hell of a job (i buff cars mainly, thats my job) but i definitly cant make $300 doing a good job, but barely $200 if i rush it a little. it just seems im working way too hard, billing way to much, and sad that im only getting half of it.. on top of material, gas, and expenses coming out of my own pockets. i already made plans to quit and go on my own but im a little scared.. it is hard getting good accounts, i know because it took me forever to pick 2 of them up for the company and you can get drop in a heartbeat. it seems like i expanded my skills, all thanks to personal research , not through the company... the company didnt teach me shit and there method and quality they teach is horrible! besides, i dont have money for a truck that i would need if i do start on my own.. but im working on it slowly.. i already got a registered business name, business cards, and invoices ready to go.. all i really need is a truck; supplies and tools i already got because its mine and paid them out of my own pockets (unless the company wants to fuck me somehow and claims its theres but i hold the receipts). i need some motivation and courage to take it to the next step! financially.. im screwed. i make enough i guess. i pay $300 for rent, $200 for car insurance, $300 to the company for "licensing fee" bs, about $100 to help out with grocerys, and a lot of gas money for the work van and personal gas gussling car. that is about half of my paycheck right there before taxes.. im consider a independant contractor for the company so i get a straight check with no tax deductions. im still paying off last years taxes! taxes are due next month and i dont even know what to do.. i guess i'll just go on a payment plan again but this needs to end! i owe credit card companies. i am paying one off because they worked out a pretty good payment plan for me with low interest, so thats cool. then theres 2 i dont even talk to anymore.. all in collections. theres another one that i getting afraid of. they want money.. a large chunk of it right now! we did work something out in the past (about a year ago) which im suppose to pay $750 (which i did) then another $250 (which i did) and then another one and then we call it even.. but after the second payment, it didnt work out that way.. that wanted more! they said this was just to get the payments going and then it'll be an "affordable" monthly payment after that. i told basically told them to fuck off and then stop answering their phone calls.. they stopped calling for a while but now these past couple of months (i guess its tax season and they feel i cant pay them back with my tax return or something) they been calling multiple times a day leaving messages.. i did answer there phone calls before but they were just nasty and unworkable.. just "give us out money!" but in a more professional way i guess. i stopped answering their calls and i've been getting 3-4 messages a day from them all hours of the day. then the last one went something like this... "this is to the head of the household. this is an urgent message! i am about to make a decision that will effect you and dont want to make a negative one! call me back immediately!".. head of household? i dont own a house and they are calling my cell phone. i've been getting this same message for days now.. then today i got something that scared the shit out of me which sounded a lot more professional and nicer tone "this call is for... i am to notify you that there has been an complaint filed against your state and your social. please call me back so we can resolve this complaint before it gets too serious".. but when i call back with a block number.. it is to the same collection agency. . i though it was a lawyer or legal person. should i be worried?