Cycle Insurance?

Discussion in 'OT Driven' started by Razardica, Sep 27, 2003.

  1. Razardica

    Razardica Active Member

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    Hey guys, my first post here. I was just wondering what kind of coverage you guys have, who your providers are, and what your premium is. Thinking of getting an SV650S as my first bike after I complete my MSF course, primarily because I don't have enough money to buy a lower displacement bike and then sell it and get another sportbike. Any advice you guys can offer me?
     
  2. Wolf

    Wolf No one plans to take the path that brings you lowe

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    When I got my 01 SV650, I was 20, 3-4 speeding tickets. For liability only, it was about $45/month through Progressive, then I switched to an independent carrier and the same coverage was around $18/month.

    But Comp and Collision will raise the cost a LOT.

    First place I'd try is your auto insurance company, you might be able to get a multi-vehicle discount. Or try 21st Century or Geico. Progressive's rates are usually pretty high for sportbikes.
     
  3. Want2race

    Want2race Fearless

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    With comp i was quote $4300 a year.. without $145... :dunno:
     
  4. rider

    rider New Member

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    26 years old, female, 2003 R6, 3 years riding experience, 2 points on my record, 2nd motorcycle, full coverage, california = $2500/yr

    sucks.
     
  5. Arya Stark

    Arya Stark Resident Celebrity OT Supporter

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    20 years old, 2003 600rr, no experience, clean record, first bike, state farm with mutiline discount

    socal = $397 a year, full coverage :bigthumb:
     
  6. Hobie1

    Hobie1 No longer self-employed & now hating life

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    That sounds too good to be true, you sure you have full coverage? Here in Texas you don't have to have full coverage if you are financing lke $7500 or less...

    This was for my first bike, I was 18 - CBR 600 F3 - I had no license, no exp, and no MSF - liability was $200/yr...
     
  7. Arya Stark

    Arya Stark Resident Celebrity OT Supporter

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    Yes it's full coverage + uninsured.

    And it's every 6 months, not year. My mistake.
     
  8. Wolf

    Wolf No one plans to take the path that brings you lowe

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    How the fuck did you get that rate on a 600RR as a first bike?!



    (and WHY would you get an RR as a first bike?!)
     
  9. Arya Stark

    Arya Stark Resident Celebrity OT Supporter

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    I don't know how I got that rate, but I'm happy I did. At first it was $801 every 6 months premium, but with the multi-line discount, it went down to $397 every six months.

    600RR for first bike because I wanted it. So far so good with the bike.
     
  10. pepsi

    pepsi Cut my life into pieces

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    $337 no experience, multi accidents on car, 3 speeding tickets, 1200 cc bike
     
  11. aloe

    aloe OT Supporter

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    i thought it was only if you were financing a new bike :confused:
     
  12. Everett

    Everett New Member

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    175 a year through Rider Insurance in NJ. no experience, no tickets, no accidents. its a Harley so its low risk :)
     
  13. jjsteine

    jjsteine Guest

    weill with an SV you shouldnt get raped to bad, they arent a superbike... my insurance is 650 a year on my VTR1000 for full coverage and i am 22 with a bad, well not good driving record.
     
  14. dontothejuan

    dontothejuan New Member

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    311 a year for liability on a 96 zx6 ninja with a clean driving record. allstate in colorado
     
  15. Wolf

    Wolf No one plans to take the path that brings you lowe

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    :rolleyes: Year old thread.
     
  16. ryguy461

    ryguy461 New Member

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    what the wtf.. damn..

    im 24, 2003 r6, no experience, clean record, first bike, state farm..

    Socal (san diego) = $1800 ever six months w/ full coverage..

    im jealous you bastard...
     

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