I’ve been with my BF for close to 5.5 years now, I’m 24 and he’s 27 yrs old. I’ve known that he has about 5K in debt…credit card, cell phone, and other misc. He doesn’t use credit cards anymore, so the debt isn’t being added to, but the interest is accumulating, as he hasn’t paid anything towards it. Most of this debt is from a few years prior to our relationship starting. He also has a very nice exotic car which he could sell now for about 35K, but instead chooses to let it sit in the garage, because he cant even afford to pay the insurance on it, not to mention that I’m not sure if his license is still valid from tickets he got years and years ago that he never paid. Here I am, many years into it, and told him many times, that its shit or get off the pot time, I’m not getting any younger…and I wont marry someone who is in debt bc I take pride in making my payments on time and being good in that department. I’m not going to marry someone so they can screw my credit. He never flat out told me about all of his debts…..I know from his mother, we are very close. I cant exactly bring it up, bc he’ll know where it came from. He is very evasive about his debt. I have alluded to it in the past, suggesting that he sell his car, pay off ‘any’ debts he has, buy a daily driver and bank the rest…start fresh. He doesn’t comment of the debt part and has shown interest in and off in selling the car. The kicker? He just quit his job, approx.3.5 weeks ago. He hasn’t even so much as looked for another one. I came across something in his field on Monster, told him about it, making more money then he did before, and all he said was “see, I told you I was underpaid at the last job” but that’s it! I realize that for years I knew about this, and I was just wishing immaturely, that it would work itself out….it hasn’t. I’ve never seen him to unmotivated and lazy…with no concern for making money….to pay his debts. I basically told him a yr ago that by this summer, if he doesn’t clean up and propose, I’m gone. Ive given him plenty of time to clean up and make up his mind as to whether he wants to spend his life with me. Now, I don’t see any hope at the end of the tunnel as the summer is around the corner (we’re talking late July/August) and now he has no job. His mother ordered his credit report the other day and will get it any day now. She said she’s going to sit down with him and review it…see what can be worked out. She thinks maybe he feels that if he ran away from it long enough, it would go away (stupid/irresponsible)…and that if he sees that he can straighten out, maybe he will. What this comes down to is I feel disgusted in him, and myself for thinking he would take care of things. I never REALLY stressed it till now. I’m established, great credit, make good money and could stand on my own if I wanted to….and he’s 300 million miles behind me as I near the end of the long haul. You know? I suppose I can’t understand why someone wouldn’t want to help themselves. Maybe he’s not looking for a job so he can ‘get out of’ making some sort of commitment to me this summer. I don’t know. I do know that I don’t want to/wont spend my life married to someone all fucked up like this…and that’s what scares me the most. I don’t have faith that he’ll ‘fix’ his problem, and all the other redeeming parts of the relationship will have to be laid to rest after so many years. But if that’s the case, then they have to be left behind, bc I have worked so hard in my life, I’m not going to marry someone who will bring me down. I mean that nicely, and I hope you get what I mean. I suppose I wanted to vent, see if anyone had a life experience with people or SO’s in debt. It’s not even THAT much money. It’s sad bc I have 4 times that saved up, there for a rainy day, and he cant even pay it off. Any advise with the situation would be great and any consoling words for the potential aftermath would be equally as helpful. Thanks for reading.