I thought I would conduct a bit of a social experiment here. There is currently a thread on finances in Vag, of which I find rather interesting. I have a hypothesis that the feelings towards joining finances would be different in regulars of FS in comparison to Vag. I have my reasons for this belief, which I might get into after some people have posted. So, I pose the question to you as it is worded in Vag "What would be the point at which you would begin to combine your finances with your significant other?" If you could also state what geographical area you are located in as well (as accurate as you feel comfortable with) with your responses, that would be greatly appreciated.