I know that most of us on here consider ourselves to be somewhat frugal. However, in a true SHTF scenario; quality always trumps cost. I may have found the answer two the problem of cost vs quality in a sidearm. I sold off my 1911 a few years ago, and have regretted it every since. I have several other sidearms, but believe that every collection should include a .45. I was planning on buying a Springfield XD-45, but had some unexpected bills come up. I figured I needed a .45 now, ( okay I just wanted one to play with) so I started searching for cheaper alternitives. I have known about HI-Point firearms for awhile now but never considered getting a new untill I did some homework. After studying for a couple weeks I decided to get one, and went and picked it up tonight. Here is what I know. Hi Point is 100% Made in America. They come with a lifetime warranty. Not the life of the owner, the life of the gun. If your grandkids experience a malfunction with it, Hi Point will replace it for free. I have talked to many people and read acoounts where owners have fired over 100,000 rounds and NEVER EXPERIENCED A MALFUNCTION. My gun dealer told me he had a customer who dropped his weapon on the floor of his garage and damaged it. He called the company and they sent him new gun and a magazine for his troubles. Gun Test Magazine has tested them, and has rated them as high as some $1000 guns. Their durability is unbelievable. I have thus far ran 50 rounds through the gun. It has not had a hiccup. They are bulky, not pretty, and only hold 9 rounds in the mag. My view on pistols is that for the most part, they are defensive weapons. If they can shoot into a pie plate continually at 25 yards, they are good. Reliablity is much more important to me than extreme accuraccy in a defensive sidearm. The biggest negative thus far on the weapon besides the bulkiness factor is the trigger pull. Waaaaaaayyyyyy too long. I am quite sure it could be cleaned up. Thus far my AAR is 95% positive. Keep in mind this is a brand new handgun with a lifetime warranty for under $200. As I test further I'll keep you informed.